About Sonika Saggi
Am I in the right hands?
This is the first question which comes in the mind of anybody who is seeking advice on sensitive issues of Insurance and Investments. These issues involve high privacy and require lot of trust. You want to deal with someone who is competent, honest and is there not only at the time of writing your business but also when you need help. Life Insurance industry is one where thousands want to try their luck but very few actually hang on there. There is high turnover of insurance agents and a high percentage quit within first two years.
So you actually need to know more before you choose “the right hands”.
I have been working full time in the life insurance and financial services industry for the past 23 years. I have qualified to be a Member of Million Dollar Round Table (MDRT) for 18 years now which is a worldwide recognition for Excellence in Performance and Ethical Practices in the Financial Services Industry. This makes me a Life and Qualifying member for MDRT for MDRT 2024 . I am blessed with a large client base developed over years of hard work and service. I am a Bachelor of Commerce and Master of Education. I have a zest for updating my knowledge and qualifications constantly and have earned my CFP® designation in 2010 during my journey as an Insurance Advisor. I adhere to the internationally recognized professional standards of competence, standards and ethics as laid by the Financial Planners Standards Council in Canada.
I am licensed for dealing in Life, Critical Illness, Disability, Long Term Care, Travel, Health and Dental Insurance and Segregated Funds in British Columbia, Canada.
In my personal name, I also hold an RESP license in British Columbia.*
I work with my clients to help them achieve financial peace of mind. My approach is to first understand the needs and situation of my clients and try to fill in those needs keeping in mind a comfortable budget for them. We work together to put priority on which need, needs to be addressed immediately. I do review meetings from time to time to update the financial plan and match it with the changing needs. A change in need could be triggered by life events such as marriage, birth of a baby, buying a new home or business , retirement etc. I blend in financial protection insurance and financial security investments to have money available at various stages of life. My aim is to provide the clients with different alternatives and knowledge of products available as much as possible. Once they know, they become their own advisors and decide for themselves.
The best thing that my clients get is personal attention and they see an experienced financial planner personally when they deal with me. I am always present for initial advice and ongoing service to my clients. This personal touch makes them a part of my extended family. I believe in ever-lasting relationships built on trust and care.
I specialize in dealing with High Net worth Individuals, Doctors and Independent Business Owners. Main components of their plan being Estate Planning, Key Person Insurance and Business Buy-Sell Insurance and Tax favoured investments.
My clients know that they are in “in right hands”… meet me for a review of your portfolio to experience the difference.